Boat/Yacht Insurance

Boat and Yacht InsuranceWe offer excellent rates and a broad array of products for personal watercraft, boats and yachts. Some of the eligibility and coverage highlights include:

Boats & Small Yachts

  • Towing amounts included at no charge
        -   $400 for boats less than 26‘ & $600 for vessels 26’ – 30’
  • Mechanical breakdown automatically included
  • Agreed Amount or Actual Cash Value Options
  • 12-month coverage with no mandatory lay-up period (Boat only)
  • Vessels with speeds up to 50 mph
  • Personal property covered on the boat including, but not limited to, your clothing, stereo system, cameras and other personal items


Yachts 26 Feet and Longer

  • $1000 automatic towing amount included
  • Mechanical breakdown automatically included
  • Agreed Amount Value
  • All risk electronics coverage available
  • Automatic coverage for dinghies under16 ft with less than 25hp motor
  • Customized navigation territories with flexible lay–up discounts
  • Liability limits up to $10,000,000.


We offer excellent rates and 24-hour access to claim service representatives. For a fast quote, please complete the simplified application on our Service Center page.